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Moreover, we had a consensus that smoking is done outside.
Unfortunately, I smoke in the room I rent and the tenants (on the lease) want to expel me from the lodging.
Family can be a great resource for a single mother; a well-off couple would likewise agree; they can act as babysitter, confidante, support, and educator to you and your child, with the added bonus of coming at no charge! You will know what is best for you and for your baby.
As you know, as a full-time student you are eligible for loans and bursaries.
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Head & Hands is a community organization in NDG: They do great work with youth; under 25 years, and even have the Young Parents Program! They also offer health services with a nurse, and a food pantry to help you out with your groceries.
In the case that you have property insurance and you have listed your musical instruments, tv, and furniture as insurable items, you may have coverage in the case of damage or theft.
However, if you do not already have this insurance in place, it will arouse suspicion on their end if you were to claim anything a month or so after opening and account.
I have moved in with friends without signing a lease with the owner.
We have a verbal agreement which stipulates that the rent must be paid in 4 equal parts including all services (internet, hydro, hot water).
I presume that staying with her is therefore not an option.